Risk Analyst

Job Role

This position focuses on Risk Analytics, requiring proficiency in SQL and Python. The role is situated at the M3/M4 level within the Risk Analytics function in Mumbai.

Job Responsibilities

• Conduct loss forecasting and perform loss attribution analysis.
• Identify early warning trends for portfolios by analyzing internal and external behavioral data.
• Estimate recovery values.
• Analyze macroeconomic trends and assess their impact on the portfolio.
• Provide insights into emerging risk trends.

Skills and Knowledge Prerequisites

• Possess 3 to 6 years of experience in risk management and data analytics.
• Demonstrate prior experience working within Fintechs, Banks, or NBFCs, either directly or through consultancy.
• Exhibit advanced proficiency in Excel, SAS, and SQL, along with strong knowledge of Python.
• Understand unsecured financial products such as credit cards and consumer finance products.
• Familiarity with machine learning techniques, including decision trees, supervised, and unsupervised learning.
• Capacity to work autonomously and collaborate effectively within a team environment.
• Ability to mentor and guide junior team members.
• Strong organizational and time management capabilities to manage multiple projects and adhere to deadlines.

Education and Qualification

A Master's or Bachelor's degree in Engineering with a background in mathematics, statistics, or economics is required.

Soft Skills

• Creativity and aptitude for solving business problems.
• Robust project management abilities.
• Capability to address new and unexpected challenges.
• Meticulous attention to detail.
• Effective verbal and written communication skills.
• High degree of integrity and empathy.