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Credit Analyst

Latinum HR Solutions

Abu Dhabi Emirate, United Arab Emirates · Tempo pieno

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Esperienza
4–5 anni
Stipendio
AED 10,000 – AED 12,000 / month
Aperture
1
Pubblicato
3 settimane fa
Modalità di lavoro
In ufficio
Requisiti di ammissibilità
Candidates with 4 to 5 years of relevant experience in credit or risk analysis and prior exposure to FinTech, NBFC, banking, or financial services can apply.
Riprendere
È necessario candidarsi

Descrizione del lavoro

Role overview

We are looking for a Credit Analyst to join a rapidly expanding fintech business in Abu Dhabi. This position will play a key part in evaluating credit risk, supporting lending decisions, and tracking portfolio health, while staying aligned with commercial objectives and UAE regulatory expectations.

Key responsibilities

  • Review the credit strength of SME borrowers by analyzing financial statements, bank records, and credit bureau information.
  • Carry out in-depth credit and risk assessments and prepare detailed credit appraisal documentation.
  • Suggest appropriate credit limits, pricing structures, and measures to reduce risk exposure.
  • Track portfolio performance and flag early indicators of possible repayment or credit issues.
  • Work closely with underwriting, sales, and risk stakeholders to assist with lending decisions.
  • Make sure all activities follow internal credit standards as well as UAE regulatory requirements.
  • Assist with periodic reviews, renewals, and restructuring of credit facilities.

Required profile

  • 4 to 5 years of experience in a Credit Analyst, Risk Analyst, or comparable role.
  • Prior exposure to FinTech, NBFC, banking, or broader financial services is essential.
  • Solid knowledge of credit risk evaluation, lending products, and financial statement analysis.
  • Experience managing SME, retail, or digital lending portfolios.
  • Strong working knowledge of Excel and credit assessment tools.
  • Familiarity with UAE credit bureaus and regulatory frameworks is preferred.
  • Well-developed analytical ability, communication skills, and stakeholder coordination capabilities.

Compensation and benefits

  • Monthly salary of AED 10,000 to AED 12,000.
  • Performance-linked incentives.
  • Opportunity to work in a fast-growing fintech environment.
  • Good scope for learning and career advancement.

Additional information

This opening is based in Abu Dhabi, UAE, and is intended for a full-time, on-site hire. The compensation package includes a base salary plus performance incentives.

Application note

Interested candidates can send their CV to sukhmani@latinumhr.com.

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