Financial Operations Associate

About Acorns

Acorns is a financial wellness app built to help individuals and families save and invest for the long run. Founded in 2014, the company has expanded into a global platform with products designed for kids, teens, adults, and parents. It has supported more than 14 million people in saving and investing over $25 billion, often through spare change and small contributions.

Mission and Values

The company’s purpose is centered on improving the financial wellbeing of the next generation, starting with micro-investing. Its culture is shaped by a set of core values:

• Lead With Heart: Act with compassion, integrity, and persistence to push beyond existing limits.
• Make Bold Decisions: Stay optimistic, adventurous, and courageous while building something new.
• Always Build Trust: Be honest, keep commitments, and operate as one team with shared ownership.
• Never Stop Growing: Stay curious, hungry, and committed to constant improvement.
• Find a way: Keep moving, remove excuses, and turn challenges into action.

Acorns is looking for someone who wants to help deliver financial wellness tools to families and contribute to a mission-driven organization.

Role Overview

The Financial Operations Associate will support the day-to-day execution of investment product operations. The role focuses on maintaining accuracy in cash and securities movement, documenting processes carefully, and supporting compliance and control requirements. The company operates remotely first, with optional access to office space in Irvine, California.

What You’ll Do

• Support the daily handling of cash and securities transfers tied to the company’s investment products.
• Review customer cash balances regularly to spot unusual changes, shortages, or excesses.
• Collect required data from vendors to keep operations running smoothly.
• Partner with Operations, Finance, Compliance, and Risk teams to ensure funds are reported and classified correctly.
• Maintain and strengthen documentation for internal control procedures.
• Work with the Investment Operations team to investigate discrepancies and improve existing workflows.
• Take part in special projects aimed at process improvement and operational efficiency.
• Help ensure WORM compliance for FinOp books and records.
• Coordinate with management and teammates on priorities such as new features, infrastructure work, and tool development.

What You’ll Bring

• A strong interest in financial technology and the company’s mission.
• Approximately 0 to 1+ years of professional experience in financial services, FinTech, or a regulated operations environment.
• A background in Finance, Accounting, Business, or a related discipline.
• Strong analytical thinking and exceptional attention to detail.
• The ability to learn broker-dealer compliance concepts quickly, including WORM and financial record retention practices.
• A proactive mindset with the ability to identify issues and suggest practical solutions.
• Clear communication skills and the ability to collaborate well with internal teams and outside vendors.
• Motivation to help build high-impact products.
• High standards for accuracy and delivery.
• A sense of purpose that connects your work to a larger mission.
• Optimism about driving positive social change.

Additional Information

Applicants are not required to meet every listed qualification. People who feel aligned with the company’s mission, vision, and values are encouraged to apply.

What We Offer

• Competitive compensation plus stock options.
• A broad benefits package for employees and their families.
• Flexible work arrangements, flexible hours, and paid time off.
• 401(k) matching.
• Monthly contributions to an Acorns account and access to a GoHenry account for family use.
• Wellness support through mindfulness and financial wellness resources, including Headspace and Addition Wealth.
• Career development support through ongoing training, growth plans, check-ins, and Cornerstone’s online learning platform.
• Access to the Roots Leadership Program for emerging leaders.
• Community week onsite gatherings and virtual events.
• A motivated team that cares deeply about one another, the mission, and the customer.
• The opportunity to help create meaningful solutions that address large societal challenges.

Compensation Information

The expected starting base pay for this role is between $65,000 and $70,000 per year. Final compensation may vary based on market location, job-related knowledge, skills, and experience. The total package may also include equity grants, discretionary cash bonus awards, and benefits such as medical coverage, financial benefits, retirement benefits, and paid time off, including vacation, sick leave, and parental leave. Participation details are shared after an offer is made.

Employment Terms

This is an at-will role. The company may change base salary or other discretionary compensation programs at any time, including for reasons related to individual performance, team or company performance, and market conditions.

Work Authorization

Acorns uses E-Verify to confirm employment eligibility for newly hired employees.