Fraud Operations Analyst I

Role overview

Wealthfront is seeking a Fraud Operations Analyst I to support remote day-to-day fraud monitoring and investigative work. This role sits within Fraud Operations, a team inside Wealthfront Brokerage that partners closely with Brokerage Operations, Compliance, Engineering, Product, and other parts of the organization.

What you will do

• Spot unusual financial behavior that may point to money laundering, fraud, or other financial crime.
• Carry out in-depth investigations to uncover criminal activity and help stop fraud on the platform.
• Use data analysis to find weak points, risks, and opportunities to improve controls.
• Review account and transaction histories in detail to identify fraud and AML patterns and typologies.
• Monitor accounts and transactions in support of BSA/AML and sanctions programs.
• Work with counterpart firms on fraud investigations and recovery efforts.
• Share investigation results with internal stakeholders across the business.
• Draft, revise, and maintain policies and procedures that strengthen the anti-financial crime and transaction monitoring program.
• Research fraud trends, identity-related risks, and user behavior to help improve detection rules, models, and systems.
• Keep current on relevant regulations, policies, and procedures while ensuring work is compliant.
• Look for ways to improve processes and automate manual work.
• Coordinate with Financial Crimes Compliance so fraud and non-fraud matters are escalated appropriately for investigation and SAR filing review.
• Partner with Engineering to roll out automated solutions.
• Collaborate with product teams to build data-based controls that balance fraud prevention with user experience.
• Support the client service team in resolving customer inquiries.

Required qualifications

• 1 to 3 years of fraud investigation experience in the financial services sector.
• Strong research and investigative ability, including the capacity to synthesize large sets of information and assess transaction data.
• Hands-on experience with fraud patterns such as Wire, ACH, debit card, account takeover, identity theft, elder financial exploitation, and new account fraud.
• Ability to juggle competing priorities and adjust quickly in a fast-moving environment.
• High attention to detail with a strong focus on accurate, well-documented work.
• Sound judgment and the ability to make risk-based decisions with limited information.
• Excellent written and spoken communication skills.
• Strong collaboration skills and the ability to work across functions.
• Team-oriented mindset with curiosity, humility, intelligence, and openness to feedback.
• Proactive curiosity and an instinct for recognizing patterns and emerging risks.
• Preferred: experience with disputes and Reg E.
• Preferred: familiarity with AML, ATF, OFAC, financial intelligence analysis, and counter-intelligence analysis.
• Preferred: experience using SQL, dashboards, or other analytical tools.
• Preferred: understanding of FINRA, NACHA, SEC, and MSRB rules and regulations.

Compensation and benefits

The estimated annual base salary range for this role is USD 81,000 to USD 90,000, plus equity. Benefits include medical, vision, and dental coverage; a 401(k) plan; generous time off; parental leave; wellness reimbursements; professional development support; an employee investing discount; and additional benefits.

About Wealthfront

Wealthfront’s mission is to build a financial system that works for people rather than institutions. The company uses technology to create low-cost, easy-to-use financial products that help modern investors manage and grow their money.

It began by automating investment strategies once available mainly to wealthy clients, and has since expanded into a broader product set that includes a high-yield Cash Account, a zero-commission Stock Investing Account, and automated investing portfolios designed to deliver tax advantages through approaches such as fixed income, tax-loss harvesting, and direct indexing.

The company serves more than 1 million clients and manages over $90 billion in assets. Wealthfront is an equal opportunity employer and values a diverse workplace.

Additional information

Please review the candidate privacy notice. All investing involves risk, including the possible loss of principal. Tax-loss harvesting benefits depend on the client’s overall tax and investment profile, and Wealthfront does not provide tax advice. The Cash Account is provided through Wealthfront Brokerage LLC, a FINRA/SIPC member and not a bank. Deposits are placed with partner banks, which provide the variable interest rate and FDIC pass-through insurance. Investment management and advisory services are offered by Wealthfront Advisers LLC, an SEC-registered investment adviser and not FDIC insured. Checking features in the Cash Account are provided by Green Dot Bank, Member FDIC, and certain fees and eligibility requirements may apply. The company also notes that its award-winning products are described in more detail on its reviews page. Wealthfront Corporation oversees total client assets and trusted clients through Wealthfront Advisers and Wealthfront Brokerage, both wholly owned subsidiaries of Wealthfront Corporation.