Pre-Approval Specialist

About the Role

Join a pioneering financial services company dedicated to transforming personal finance through innovative technology and excellent customer experiences. As a Pre-Approval Specialist, you will play a crucial role in supporting the initial loan approval process by ensuring all necessary borrower documentation is accurately obtained, verified, and compiled prior to underwriting.

Key Responsibilities

• Engage with borrowers and third-party vendors to collect and validate essential documents such as income proof, employment verifications, bank statements, tax transcripts, and relevant FHA and VA case updates.
• Track and confirm vendor order completions and ensure invoices are received and properly filed.
• Review loan files meticulously to confirm all required paperwork is complete and error-free before submission to underwriting.
• Prepare and hand off fully documented files that meet underwriting requirements for initial assessment.
• Complete loan submission checklists to ensure compliance and completeness.
• Effectively manage assigned workload within established timelines to maintain pipeline flow.
• Maintain detailed logs of all correspondences and communications related to loan applications.
• Perform additional related duties as assigned.

Qualifications and Skills

• At least one year of experience in the mortgage industry, preferably with knowledge of mortgage guidelines and income calculation methods.
• Familiarity with credit report analysis and strong analytical abilities.
• Excellent verbal and written communication skills, with the capacity to interact professionally with borrowers.
• Ability to prioritize workload, meet deadlines, and work flexible hours including overtime when necessary.
• Proficiency in Microsoft Windows and Google suite applications, such as Docs and Sheets.
• Minimum educational qualification of a High School Diploma or GED.

Compensation and Benefits

This position features a competitive base salary determined by individual factors including experience, competencies, and geographic location. Comprehensive benefits are offered to support employee well-being.

Additional Information

The company is an Equal Opportunity Employer committed to fairness and inclusivity, embracing all applicants regardless of race, gender identity, disability status, veteran status, or any other protected category. Reasonable accommodations are available for candidates with disabilities throughout the recruitment process. Note that remote work is supported except from Hawaii or Alaska due to insurance restrictions.