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एस

Junior Loan Processor

SimplyPMG

Phoenix, Arizona, United States · पूर्णवेळ

अर्ज करणारे पहिले व्हा

अनुभव
१-३ वर्षे
पगार
रिक्त जागा
1
पोस्ट केले
८ तासांपूर्वी
कार्य मोड
कार्यालयात
शिक्षण
High School Diploma or Equivalent
सारांश
अर्ज करणे आवश्यक आहे

तुम्ही जिथे काम कराल

नोकरीचे वर्णन

Job Overview

The Junior Loan Processor plays a crucial role in evaluating the financial background of individuals applying for loans to establish their eligibility for loan approval.

Key Duties

  • Conduct thorough research and verification of loan applicant information as required.
  • Assess collateral assets to ensure their suitability for securing the loan.
  • Evaluate the applicant's ability to repay the loan by confirming consistent and reliable income sources.
  • Manage the loan pipeline, particularly focusing on loans with outstanding disclosures.
  • Perform general office support tasks including assisting Loan Officers with copying, conducting follow-up calls, data entry, and ordering necessary materials to complete loan files.
  • Adhere strictly to company policies and procedures as stated in the Company Handbook.

Qualifications and Requirements

  • Possession of a High School Diploma or its equivalent.
  • 1 to 3 years experience in loan processing, junior processing, or loan setup within the mortgage sector is preferred.
  • Familiarity with Freddie Mac, Fannie Mae, and FHA/VA lending guidelines.
  • Knowledge of mandatory federal and state consumer disclosure regulations.
  • Experience with automated underwriting systems such as Fannie Mae Desktop Underwriter and Freddie Mac Loan Prospector.
  • Proficient in data management and entry.
  • Understanding of TILA/RESPA Integrated Disclosure (TRID).
  • Mortgage industry background is advantageous.
  • Demonstrated ability to achieve results efficiently.
  • Ownership of reliable transportation, valid driver's license, and current automotive insurance.
  • Strong judgment and decision-making capabilities.
  • Capable of working effectively under pressure and meeting deadlines independently.
  • Excellent customer service and organizational abilities.

Additional Details

  • Travel may be required between the United States and Mexico to support business operations.
  • English is preferred; bilingual candidates with proficiency in both English and Spanish are highly desired.

Compensation

The company offers a competitive salary package that reflects the experience and qualifications of the successful candidate.

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