US Mortgage Process Associate
Gandhinagar, Gujarat, India · Full Time
Be the first to apply
- Experience
- 6–12 yrs
- Salary
- INR 500,000 – INR 1,200,000 / year
- Openings
- 1
- Posted
- 1 hour ago
- Work mode
- In office
- Education
- Any graduate
- Eligibility
- Graduates in any field are eligible to apply.
- Resume
- Required to apply
Where you'll work
Job description
Job Overview
Join Gratitude India as a US Mortgage Process Associate based in Gandhinagar. This role involves full-cycle mortgage underwriting quality control (QC) for US loans. You will be responsible for evaluating credit profiles, income documentation, appraisals, debt-to-income (DTI) and loan-to-value (LTV) ratios, and ensuring compliance with FNMA and FHLMC guidelines.
Key Responsibilities
Thoroughly review mortgage applications to guarantee precise decision-making and risk assessment. Maintain compliance with underwriting service level agreements (SLAs) throughout the loan evaluation process.
Candidate Profile and Requirements
The ideal candidate has 6 to 12 years of experience in US mortgage underwriting or QC, with in-depth knowledge of Desktop Underwriter (DU) and Loan Prospector (LP) systems, FNMA/FHLMC standards, and analysis of DTI and LTV ratios. Strong analytical aptitude combined with effective communication skills is essential.
Eligibility Criteria
Applicants must hold a graduation degree in any discipline.