US Mortgage Process Associate

Gratitude India

Gandhinagar, Gujarat, India · ಪೂರ್ಣ ಸಮಯ

ಅರ್ಜಿ ಸಲ್ಲಿಸುವವರಲ್ಲಿ ಮೊದಲಿಗರಾಗಿರಿ

ಅನುಭವ: 6–12 yrs
ಸಂಬಳ: INR 500,000 – INR 1,200,000 / year
ತೆರೆಯುವಿಕೆಗಳು: 1
ಪೋಸ್ಟ್ ಮಾಡಲಾಗಿದೆ: 2 ಗಂಟೆಗಳ ಹಿಂದೆ

ಕೆಲಸದ ಮೋಡ್: ಕಚೇರಿಯಲ್ಲಿ
ವಿದ್ಯಾಭ್ಯಾಸ: ಯಾವುದೇ ಪದವೀಧರರು
ಅರ್ಹತೆ: Graduates in any field are eligible to apply.
ಪುನರಾರಂಭ: ಅರ್ಜಿ ಸಲ್ಲಿಸಲು ಕಡ್ಡಾಯ

ನೀವು ಎಲ್ಲಿ ಕೆಲಸ ಮಾಡುತ್ತೀರಿ

ಕೆಲಸದ ವಿವರ

Job Overview

Join Gratitude India as a US Mortgage Process Associate based in Gandhinagar. This role involves full-cycle mortgage underwriting quality control (QC) for US loans. You will be responsible for evaluating credit profiles, income documentation, appraisals, debt-to-income (DTI) and loan-to-value (LTV) ratios, and ensuring compliance with FNMA and FHLMC guidelines.

Key Responsibilities

Thoroughly review mortgage applications to guarantee precise decision-making and risk assessment. Maintain compliance with underwriting service level agreements (SLAs) throughout the loan evaluation process.

Candidate Profile and Requirements

The ideal candidate has 6 to 12 years of experience in US mortgage underwriting or QC, with in-depth knowledge of Desktop Underwriter (DU) and Loan Prospector (LP) systems, FNMA/FHLMC standards, and analysis of DTI and LTV ratios. Strong analytical aptitude combined with effective communication skills is essential.

Eligibility Criteria

Applicants must hold a graduation degree in any discipline.

ಕೌಶಲ್ಯಗಳು

ಸಂವಹನ ಕೌಶಲ್ಯಗಳು Credit Analysis Debt-to-income ratio analysis Desktop Underwriter (DU) Loan Prospector (LP) Income Verification Appraisal review US mortgage underwriting Loan quality control FNMA guidelines FHLMC guidelines Loan-to-value ratio analysis